Life Events

Life is a series of events. Events we will live with may they be good or bad. There are two ways we handle events. They are actions or reactions. At the Hines Financial group our hope and goal is to assist families with a plan of actions.

A good offense is certainly a better and less costly course of action. However, you may be here because of an event you were not aware of or an event that had been put off. Whichever the reason, welcome to the Hines financial Group.

For 29 years our experiences will be the tools to assist you in the decision That is why we are here. Allow us to introduce you to a planning process, The Circle of Wealth process that contains all important events in life.

Buying a house is a big step! Learn how to buy a house by getting more interest than what you are paying.

Home purchase

Buying a house is a big step! Learn how to buy a house by getting more interest than what you are paying.
Your child depends on you. But what if you are not there anymore? Leave a legacy behind for your children.

Birth of a child

From the first glimpse, you know you will be there when there is a need. But what happens if you are not there anymore?
Pay for a mortgage / Mortgage payoff

Mortgage pay off

there are many opinions as to how to alleviate the debt of a mortgage.There is a correct way that is cost effective, safer for the owner with tax advantages.

How to 401K at work

We have been told there will be a lower tax bracket when we withdraw from 401k. What if you are wrong?

Retirement

Retirement is a concept, not a product. Individuals retired before there were IRA’s and they will continue to retire. Even without an IRA, retirement is possible.

Divorce

The preparations of the documents for the IRA roll-over is critical during the divorce process. The proper arrangements for the beneficiaries and contingent beneficiaries.

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